Accessibilty Links

  • Skip to home page
  • Skip to header navigation
  • Skip to main navigation
  • Skip to content
  • Skip to footer navigation

We use cookies to improve your experience on our website. By continuing to browse, you agree to our use of cookies.

Nedbank Namibia Nedbank Namibia
Login
Personal Online NetBank Business Browse Vacancies Fees
Nedbank Pin

Find a Nedbank Branch

Download App Download App Apply Online Apply Online
Apply Online Apply Online
Download App Download App
  • Personal Online
  • NetBank Business
  • Browse Vacancies
  • Fees
GO
More Options
Nedbank Pin

Find a Nedbank Branch

Download App Download App Apply Online Apply Online
Press Enter

  • Personal

  • Business

  • Corporate

  • Private Wealth

  • About Us

  • Careers

  • News

  • Legal
  • Personal
  • Nedbank Money (Africa) App
  • Online Banking
  • Bank
  • Electronic Banking
  • Save and Invest
  • Loans and Finance
  • Financial Planning
  • Insure
  • Forex
  • Tools and Guidance
  • Shift
  • Banking fees
  • Student Loans

    Get the help you need to start on the path you choose with a Nedbank Student Loan.

  • Personal Loans

    The quick, easy and affordable personal loan helping employed Namibians to borrow responsibly.

  • Vehicle Finance

    When you're in the market for a vehicle, you want to be sure of getting the best possible deal.

  • Home Loans

    We provide you with the 'greenest' way to finance the biggest asset you’ll ever own.

Your menu has
collapsed

Click the PERSONAL button on the left to expand it again.

Ok. Got it
  • Personal
    • Nedbank Money (Africa) App
    • Online Banking
    • Bank
      • Accounts
      • Credit Cards
      • Professional Banking
      • Customer Call Centre
      • PayToday Cashless Solutions
      • CashOut – Pay for groceries and get cash
      • Nedbank MobiMoney
      • Send Money
    • Electronic Banking
      • Electronic Banking Options
      • Electronic Banking Demos
    • Save and Invest
      • Call deposit account
      • Fixed deposit account
      • Notice deposit account
      • Gold Combo Account
    • Loans and Finance
      • Student Loans
      • Personal Loans
      • Vehicle Finance
      • Home Loans
    • Financial Planning
      • Financial Planning
      • Estate Planning
      • Wills and Trust Services
    • Insure
      • Assets
      • Credit Protection
      • Funeral Plans
      • Claims Documentation
    • Forex
      • Travel
      • Investments
      • Payments
      • Forex Rates
    • Tools and Guidance
      • Calculators
      • Branch Locator
    • Shift
    • Banking fees
  • Business
    • Transact
      • Business Account
      • Electronic Banking
      • Card Solutions
      • Merchant Payment Solutions
      • Merchant Support
      • Global Trade (International)
      • Specialised Solutions
      • Value Added Services
    • Finance
      • Loans
      • Vehicle & Asset Finance
    • Invest
      • Call Deposits
      • Fixed Deposits
    • Small Business Services
  • Corporate
    • Transacting
      • Electronic Banking
      • Cash Management Solutions
      • Global Trade Services
    • Advisory
    • Trading
      • Foreign Exchange
    • Investor services
  • Private Wealth
    • PRODUCTS AND SERVICES
      • Banking
      • Insurance
      • Stockbroking
      • International
      • Philanthropy
      • Fiduciary
    • ABOUT US
      • Nedbank Private Wealth
      • Our Private Wealth Team
  • About Us
    • About Nedbank Namibia
      • Board of Directors
      • Executive Committee
      • Vision, Values & Strategy
      • Integrated Reports
      • Interim Results
      • Our Approach
    • Helping to Build Namibia
    • Green and Caring
      • A Celebration of Conservation of Namibia
      • Go Green in Action
      • Green Building Council
      • Green Warriors
    • Sponsorships
      • Nedbank and Spar Beach Clean Up
      • Nedbank Cycle Challenge
      • Nedbank Desert Dash
      • Nedbank Spring Festival
      • Polytech of Namibia
      • Rossing Mobile Science
      • Shoe Donations
      • Supporting our National Rugby Heros
      • Womens Action for Development
    • Buildings
      • Courtside
    • Legal
      • Code of Banking Practice
      • Fraud Awareness
      • Terms and Conditions
      • The Financial Intelligence Act (FIA)
      • FATCA and CRS
        • Frequently asked questions
      • NamPay
      • Money Send
    • Contact Us
      • Contact and Branch Details
  • Careers
    • Young Professional Positions
      • Young Professional Jobs
      • The Bursary Programme
    • Experienced Professional Positions
    • Job Categories
      • Administration and Operation Jobs
      • Banking Jobs
      • Experienced Professional Jobs
      • IT, Analysis and Project Jobs
      • Risk, Governance and Credit Jobs
      • Sales and Service Jobs
    • Apply for a Position
      • Investment Banker (NB10) Reporting to Executive: CIB
      • Relationship Manager: CIB (Coast) (NB09) Reporting to Head - Client Coverage
      • Head: Client Coverage CIB Reporting to the Executive
      • Internal Vacancy 1 x Financial Analyst: CIB (Windhoek) (NB08) Reporting to - Credit Manager: CIB
  • News
    • Media Releases
      • Press Release
      • Articles
    • Money Insights
    • Covid19 Up
      • Bank safe
      • Covid-faq
      • Digital ways to bank
      • Covid19 news
        • nedbank-namibia-donates-one-million-namibia-dollars
  • Legal

Home Loans

The basics

Your Nedbank home loan provides the finance you need to acquire a home of your own. This could be an established residential property (freehold or sectional title) or a vacant piece of land. You can even buy a holiday home or cottage.

The term of the loan is negotiable up to 20 years, and the interest rate you pay is market-related and always competitive. As a general rule, your monthly repayment may not exceed 30% of your gross monthly cash income - with joint income considered where appropriate. To help get them started, first time buyers qualify for a 0% deposit on their home loans.

A Nedbank home loan is negotiated around your financial circumstances. By what you require now, while anticipating your future needs.When negotiating your home loan, remember you can mix and match various options to suit your personal circumstances.

Let’s look at the options available.

 

108% Home Loan

A Nedbank home loan has been created for YOU if you prefer to keep your options open, to make your own decisions and retain the freedom to change course to get the best out of your investment.

A Nedbank home loan assures you of future security, puts YOUR interest first, and takes what is probably your biggest personal investment as seriously as YOU do. If you’re about to buy a home, a holiday home or cottage, call us today for a home loan that’s designed around yourneeds.

In fact, why not apply for a pre-approved home loan limit? We provide you with a letter stating that credit is available up to an agreed amount, which is then subject to a valuation acceptable to Nedbank. You then know precisely up to what limit you may negotiate when looking for a home or even a holiday home or cottage.

Revolving Home Loan

You can use your Nedbank home loan as an investment vehicle with the Revolving Home Loan option.

All payments made in excess of your monthly Home Loan instalments are saved on your account, generating considerable interest and tax savings. These funds are available to access whenever you need.

This facility is automatically available on all Nedbank Home Loans.


Restructure your existing Home Loan

If you have been paying off your home loan for a number of years, Nedbank can refinance your home loan over the full 20 year term period, pending terms and conditions, and reduce your monthly payments, giving you space to breathe financially.

 

Re-advance on your existing Home Loan

With a Re-advance on your Home Loan you can benefit from increasing property prices by revaluing your home and extending your Home Loan to the new increased value. You can use these additional funds to make alterations and renovations and extend your current home into the dream home that you want. These funds can be used exclusively for alterations and renovations to your home.

 

Takeovers

If you already have a Home Loan financed elsewhere, Nedbank offers a takeover deal for you to bring your Home Loan over to Nedbank at no bond costs and a potentially better offer.

 

Building loans

Sometimes your dream home doesn’t exist yet. Nedbank also provides financing for new developments.Sometimes your dream home doesn’t exist yet. Nedbank also provides financing for new developments.

 

Talk to us for a pre-approval

With all the options available we are sure to find a unique solution, or combination of solutions to meet your needs. In fact, why not apply for a pre-approved home loan limit?

We will provide you with a letter stating that credit is available up to an agreed amount which is then subject to a valuation acceptable to Nedbank. You then know precisely up to what limit you may negotiate when looking for a home or even a holiday home or cottage.

To get started e-mail: HomeLoan@Nedbank.com.na or call:

+264 61295 2512  (Central Region)
+264 65 235 404 (Northern Region)
+264 64 41 4338 (Coastal Region)

 

Personal Home Loan Application Form
Download
Additional Information
Not the page you are looking for?
Back to Previous Page

Similar Pages
Home Loans

Vehicle Finance


Your Feedback Matters

Please take a moment to give us your suggestions

Send us feedback

Contact Us
0860 555 111
We'll call you

Important Links
FIA
Fraud Awareness
Code of Banking Practice
Privacy Notice
FATCA and CRS
Find a Nedbank Branch
or ATM near you
Nedbank Pin
Find now
Nedbank Pin
Find a Nedbank Branch or ATM near you

Personal
Business
Corporate
Private Wealth
About Us
Careers
News
Social Links
Social Links
Find a Nedbank Branch
or ATM near you
Nedbank Pin
Find now
Nedbank Pin
Find a Nedbank Branch or ATM near you

Useful links & Contacts

Your Feedback Matters

Please take a moment to give us your suggestions

Send us feedback

Contact Us
0860 555 111
We'll call you

Important Links
FIA
Fraud Awareness
Code of Banking Practice
Privacy Notice
FATCA and CRS

Personal
Business
Corporate
Private Wealth
About Us
Careers
News
Social Links
Social Links
Nedbank Namibia
Nedbank Namibia

Nedbank Namibia Limited Reg No 73/04561.

Authorised financial institution and credit provider.

Nedbank Namibia Limited Reg No 73/04561.

Authorised financial institution and credit provider.

Not the page you are looking for?
Back to Previous Page

Similar Pages
Home Loans

Vehicle Finance

Loading content...