Unit Trusts

• Affordability

Investors can choose to invest in unit trusts in two ways: by debit order or with a lump sum. Minimum investment amounts vary among asset management companies.

• Convenience and accessibility

Unit trusts are easy to buy and sell. In the event of an emergency, you can access your savings in 48 hours.

• Professional management

The average investor does not usually have the necessary time, resources and expertise to manage their own money. Unit trust investing allows individual investors access to a professionally managed portfolio of investments. At Nedplan Insurance Brokers we partner with select investment managers who we believe will deliver exceptional investment results over the long term, while acting as responsible stewards of your hard-earned savings.

• Competitive costs

As an individual investor, it is often more cost effective to access a range of investments via a unit trust than buying shares directly from the stock market where transaction costs, such as broker commissions, can reduce the value of your investment by a sizable amount.

• Investment safety and transparency

Unit trusts are highly regulated and investors can be confident that, while they are subject to investment risks, they are not likely to be victims of fraud or embezzlement. There is also a high level of transparency as legislation requires disclosure about costs and details of the underlying portfolio etc.
 

Equity unit trust portfolios aim to provide investors with high levels of capital growth (at high levels of volatility) by investing in listed equities. These portfolios are often appropriate for investors with longer investment horizons.
 

Asset allocation unit trust portfolios aim to provide investors with moderate levels of income and capital growth (at moderate levels of capital volatility), by investing in a range of different asset classes. These portfolios are often appropriate for investors with medium to longer investment horizons.
 

Income unit trust portfolios aim to provide investors with high levels of income (at low levels of capital volatility), by investing primarily in fixed income asset classes. These portfolios are often appropriate for investors with shorter investment horizons.
 

If you wish to have exposure to offshore investment opportunities, you may consider the following range of rand-denominated unit trust portfolios that provide this exposure for lower minimum investments and without the hassle of having to apply for foreign exchange approval.
 

We also offer a range of ‘specialist’ equity unit trust portfolios. These are equity portfolios that are invested according to a specific sector or theme. They tend to display high levels of price volatility.